Adjustable rate mortgages once the most common loan used by many buyers have taken a back seat to the fixed rate mortgages that make people feel more secure. 

For savy investors, adjustabe rate loans, can be a superb tool to increase net worth.  Loans with payment options, even negative amortization can be cheap money, even at 8% or 10%, if the difference is invested properly.  Call us if you would like to discuss some of the options you have.  Don't let the lenders make money of off you, use them to increase your own wealth.  I use the same tools to work for me.