176604 Resource 164804 165387 165387 1185143457474 1185143457474 Controlled 5 Ways To Quickly Improve Your Credit Score Before Buying a Home in Phoenix Metro

Buy Phoenix real estate, but first improve your credit score and get more for what you pay for.

<p /><p align="justify">With the tighter lending rules having a good or very good credit score is even more important.&nbsp; By having a higher credit score you will have access to more loan programs and these loan programs will cost you less.&nbsp; Over the term of the loan this can add up to thousands to tens of thousands of dollars. There are some ways to you can quickly raise your score.</p><blockquote dir="ltr" style="MARGIN-RIGHT: 0px"><p align="justify"><br />1.&nbsp; Try not to exceed 50% of your credit limit (some say you can have up to 70%) for any given line of credit, like credit cards.&nbsp; If you call your credit card provider you can usually get them to raise your credit limit thus allowing you to access more money if you need it.&nbsp; Even, better take your balances to zero, if you can.</p><p align="justify"><br />2.&nbsp; Don't buy anything big, if you are planning to buy real estate in Phoenix any time soon.&nbsp; Even buying furniture on credit can greatly effect your score.&nbsp;</p><p align="justify">&nbsp;<br />3.&nbsp; Don't cancel any credit cards.&nbsp; A closed account can hurt your credit.&nbsp; Even if you don't use it having high available credit and not maxing it out improves your score.</p><p align="justify"><br />4.&nbsp; If you have any collections, get rid of them.&nbsp; Even small ones like $32.00 hurt your score a lot.&nbsp; Just pay them off.&nbsp; It will be worth it.</p><p align="justify"><br />5.&nbsp; Pay off any past due accounts.</p></blockquote><p align="justify">Any of these actions are not instantaneous.&nbsp; Start as early as possible to improve your credit.&nbsp; It can take a month or it can take up to several months to show the results of your actions.&nbsp; If you would like to discuss more way&nbsp; of improving your credit or what else you will need to do to improve your financial position before getting a real estate loan, call us, Artur 602.628.4349 or Joanna 602.358.1392 and we'll direct you to a mortgage lender that will help you.<br /></p> 10 application/xml false financing a home in Phoenix greater Phoenix real estate how to quickly improve your credit score mortgages and credit scores Phoenix real estate Mozilla/4.0 (compatible; MSIE 7.0; Windows NT 5.1; Tablet PC 1.7; .NET CLR 1.0.3705; .NET CLR 1.1.4322; .NET CLR 2.0.50727) 127.0.0.1 127.0.0.1 aciesielski false true false false true 176502 false false true false false false true 164804 blog blogsite/ArturCiesielski/web